Wow, this is scary stuff to publish online! After all, who wants to air their dirty laundry, particularly when it comes to finances? But, in order for us to achieve our goals, we need to take a good long look at reality, and make some forward progress.
Toward that end, we started working with a debt settlement advisor. We realized that we could either be stuck underneath mountains of debt for a very long time to come, or we could make efforts to settle some of it and get out from under it.
Also, after Don’s last heart attack and subsequent job loss, we legitimately weren’t able to keep up with all of the medical bills in addition to other expenses. So, we made the decision to pursue settling two credit card bills:
- USAA Credit Card, $13,400
- Navy Federal Credit Union Credit Card, $9,100
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