Before success frequently comes failure. Frequently, in fact, before success comes many failures, as in Edison’s oft-quoted 1,000 failed attempts at inventing the lightbulb. If you are anywhere on the journey of paying off debt, know that you learn from each and every mistake. Oddly, failing is good news – growing, and changing, requires failing […]
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This week, I can feel the saltwater drying on my skin every day after I head in from scuba diving. I can see the bottom from my perch on the tip of the bow, looking for fish (and sharks!) as we sail. We’re getting closer to the goal, and I’m starting to be able to feel it […]
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You’ve found yourself in the situation where you have enough in your retirement account to pay off your credit card balance. If that retirement account happens to be a 401(k), you may have the option to take a loan against the balance, instead of making a withdrawal. With a withdrawal, you’re going to owe taxes, […]
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If you’re wondering whether settling credit card debt with Navy Federal Credit Union is possible, the answer is a resounding yes. And, better yet, it’s possible to do it yourself if you wish, saving money over working with an advisor or settlement expert. Let me say, though – we worked with an advisor to settle […]
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Recently, we discovered an unpaid medical bill (from a laboratory) from 2014 that had apparently been overlooked by Don. He’s not great with administrative and paperwork-related tasks (sorry, honey!), so it was mid-2016 before a collections notice came to the house and I realized that this bill was more than 2 years overdue! Of course, […]
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Wow, this is scary stuff to publish online! After all, who wants to air their dirty laundry, particularly when it comes to finances? But, in order for us to achieve our goals, we need to take a good long look at reality, and make some forward progress. Toward that end, we started working with a […]
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